Terms of Service for FaithfulMerchants.com

Effective Date: October 27, 2025

Welcome to Faithful Merchants!
These Terms of Service (“Terms,” “Agreement”) govern your use of the website https://faithfulmerchants.com and all related services operated by Faithful Merchants, LLC (“Faithful Merchants,” “we,” “us,” or “our”).

By accessing or using this website, you agree to be bound by these Terms.
If you do not agree, please do not use the Site.

1. Who We Are

Faithful Merchants, LLC is a Tennessee-based organization that provides Christian-led educational courses, mentorship programs, and related online services to empower individuals to grow personally and professionally in alignment with Biblical values.

2. Eligibility

You must be at least 13 years old to use this Site.
By using the Site, you represent that you are legally able to form a binding contract in your jurisdiction.
If you are accessing on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

3. Use of Our Services

You agree to use Faithful Merchants only for lawful purposes and in a manner consistent with these Terms. You agree not to:

Use the Site in any way that violates any applicable laws or regulations;

Interfere with or disrupt the security or performance of the Site;

Attempt to gain unauthorized access to any part of the Site;

Transmit any malicious code, spam, or unsolicited messages;

Post or share content that is defamatory, obscene, threatening, or inconsistent with Christian values;

Impersonate any person or misrepresent your affiliation with any entity.

Faithful Merchants reserves the right to suspend or terminate accounts violating these Terms.

4. Account Registration

To access certain features (such as enrolling in courses or joining programs), you may need to create an account.

You agree to:

Provide accurate, complete information during registration;

Keep your login credentials secure;

Notify us immediately of any unauthorized use of your account.

You are responsible for all activity that occurs under your account.

5. Intellectual Property

All materials on FaithfulMerchants.com—including text, graphics, logos, images, videos, course content, and software—are the exclusive property of Faithful Merchants, LLC or its licensors and are protected by U.S. and international copyright laws.

You may view, download, or print materials for your personal, non-commercial use only.

You may not:

Reproduce, modify, distribute, or publicly display any part of the Site without our written consent;

Sell or exploit any portion of the Site or its content for commercial purposes;

Remove copyright, trademark, or proprietary notices.

All trademarks, service marks, and trade names used on this Site are the property of their respective owners.

6. User-Generated Content

Users may submit posts, comments, or other content on the Site.
By submitting content, you grant Faithful Merchants a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content for promotional or educational purposes.

You are solely responsible for the content you post.
We reserve the right (but not the obligation) to remove content that violates these Terms or our community standards.

7. Payments and Refunds

Some content or services on Faithful Merchants may require payment.

Payments are processed securely through third-party providers such as Stripe.

All prices are listed in U.S. dollars.

Refunds are considered on a case-by-case basis within 7 days of purchase for digital courses if less than 25% of the content has been accessed.

Subscription services may be canceled at any time through your account dashboard, effective at the end of the billing period.

We do not issue refunds for completed courses or downloaded materials.

8. Third-Party Services

Our Site may include links or integrations with third-party platforms such as Google, YouTube, or MailerLite.
Faithful Merchants is not responsible for the content, privacy policies, or practices of third-party sites.
You access them at your own risk.

9. Disclaimer of Warranties

The Site and its content are provided “as is” and “as available.”

Faithful Merchants makes no warranties, express or implied, about:

The accuracy, completeness, or reliability of any information;

The availability or operation of the Site without interruption or error;

Any results obtained from using our content or services.

We expressly disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

Your use of the Site is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Faithful Merchants, LLC and its officers, employees, affiliates, or agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site—even if we were advised of the possibility of such damages.

Our total liability for any claim shall not exceed the amount you paid (if any) for access to the Site or services during the 12-month period preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Faithful Merchants, its officers, employees, and partners from any claims, damages, liabilities, costs, or expenses (including reasonable attorney’s fees) arising out of your use of the Site or violation of these Terms.

12. Termination

We may suspend or terminate your access to FaithfulMerchants.com at any time, without notice, for conduct that we determine violates these Terms or is harmful to other users, us, or third parties.

Upon termination, your right to access the Site immediately ceases, and any provisions of these Terms that should survive termination (e.g., intellectual property, limitation of liability, indemnification) shall remain in effect.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Tennessee, United States, without regard to conflict of law principles.

Any dispute arising under or related to these Terms shall be resolved exclusively in the state or federal courts located in Cookeville, Tennessee.

14. Changes to These Terms

We may update or revise these Terms at any time.
The updated version will be posted on this page with a new effective date.
By continuing to use the Site after such changes, you agree to be bound by the updated Terms.

15. Contact Information

For any questions about these Terms, please contact:

Faithful Merchants
Email: [email protected]